Elko County Nevada
VA Loan Limits and VA Loan Requirements 2025 Elko County Nevada
Elko County Nevada (Year - 2025)
Single Dwelling Loan Limit
Unlimited upon qualification
Duplex Loan Limit
No Limited upon qualification
Triplex Loan Limit
Unlimited upon qualification
Fourplex Loan Limit
Qualified buyers have no limit
Max DTI Ratio(debt to income)
41% and can possibly be higher with compensating factors
Foreclosure Seasoning Period
2 years unless the foreclosure was on an FHA loan then it will be 3 years. Keep in mind if the foreclosure was on a different VA home loan your entitlement will be drastically affected.
Short Sale Seasoning Loan
3 years from the date of sale
Credit Score Requirement
Most lenders like PIF Lending require a 580 credit score however the VA technically does not set a minimum credit.
Bankruptcy Seasoning
Chapter 7 Bankruptcy most lenders will require a 2-year wait to get another VA Loan.f your BK was a Chapter 13 you might be able VA home loan as soon as 12 months after the filling date.
