Lincoln County Nevada
VA Loan Limits and VA Loan Requirements 2025 Lincoln County Nevada
Lincoln County Nevada (Year - 2025)
Single Dwelling Loan Limit
Unlimited upon qualification
Duplex Loan Limit
No Limited upon qualification
Triplex Loan Limit
Unlimited upon qualification
Fourplex Loan Limit
Qualified buyers have no limit
Max DTI Ratio(debt to income)
41% and can possibly be higher with compensating factors
Foreclosure Seasoning Period
2 years unless the foreclosure was on an FHA loan then it will be 3 years. Keep in mind if the foreclosure was on a different VA home loan your entitlement will be drastically affected.
Short Sale Seasoning Loan
3 years from the date of sale
Credit Score Requirement
Most lenders like PIF Lending require a 580 credit score however the VA technically does not set a minimum credit.
Bankruptcy Seasoning
Chapter 7 is 2 years and Chapter 13 is 2 years or 1yr with court approval.
