Pershing County Nevada

VA Loan Limits and VA Loan Requirements 2025 Pershing County Nevada

Pershing County Nevada (Year - 2025)

Single Dwelling Loan Limit

Unlimited upon qualification

Duplex Loan Limit

No Limited upon qualification

Triplex Loan Limit

Unlimited upon qualification

Fourplex Loan Limit

Qualified buyers have no limit

Max DTI Ratio(debt to income)

41% and can possibly be higher with compensating factors

Foreclosure Seasoning Period

2 years unless the foreclosure was on an FHA loan then it will be 3 years. Keep in mind if the foreclosure was on a different VA home loan your entitlement will be drastically affected.

Short Sale Seasoning Loan

3 years from the date of sale

Credit Score Requirement

Most lenders like PIF Lending require a 580 credit score however the VA technically does not set a minimum credit.

Bankruptcy Seasoning

Chapter 7 is 2 years and Chapter 13 is 2 years or 1yr with court approval.