Carson City Nevada

Conforming Loan Limits 2025 by County Carson City Nevada

Carson City Nevada (Year - 2025)

Single Dwelling Loan Limit

$806,500

Duplex Loan Limit

$981,500

Triplex Loan Limit

$1,248,150

Fourplex Loan Limit

$1,551,250

Max DTI Ratio(debt to income)

45% or 50% with compensating factors

Foreclosure Seasoning Period

7 Years

Short Sale Seasoning Loan

4 years

Credit Score Requirement

620 minimum score and 720 or higher is preferred

Bankruptcy Seasoning

Chapter 7 is 4 years from the "date of discharge" and Chapter 13 is 4 years from the date of filling and 2 years from the date of discharge.